The PSSLAI is a non-stock, non-profit savings and loan association for the PNP that began its operations on July 1, 2003. Its main objective is to provide our PNP personnel, uniformed and non-uniformed, investment opportunities and immediate access to funds and help them cope with the rising needs of daily living.

There are two types namely:
1) Regular Members
2) Associate Members

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HOW TO BECOME A MEMBER
CAPITAL CONTRIBUTIONS

PRIVILEGES / BENEFITS
• Availment of Loans
• Investment through CAPCON
• Investment through Premium
   Savings Deposit
• Right to vote during general assembly
   meetings (Regular Members).

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PSSLAI offers four types of loans:
1. SALARY LOANS
2. PENSION LOANS
3. BACK TO BACK LOANS
4. BUY-OUT LOANS

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Privileges / Benefits of Member

  • Availment of Loans.
  • Investment through CAPCON.
  • Investment through Premium Savings Deposit.
  • Right to vote once a year on annual meetings.

Loan Privileges


PSSLAI offers three types of loans:

  1. SALARY LOANS
    2. Gross Pay x 13 mos = total loanable amount
  2. PENSION LOANS
    3. Maximum of Php300,000 depending on the monthly pension of the retiree
  3. BACK TO BACK LOANS
    4. Maximum of 70% of member's capital contribution
  4. BUY-OUT LOANS

  • VERY AFFORDABLE
  • VERY LOW INTEREST RATE
  • PAYABLE THROUGH SALARY DEDUCTION or THROUGH RETIREE'S PENSION CHECK
  • LOANS ARE INSURED
  • THE ONLY ASSOCIATION THAT USES THE STRAIGHT LINE METHOD (not diminishing balance rate)


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